“Life is what happens to you while you’re busy making other plans.” ~John Lennon
Life does happen.
One of the most controversial decisions about booking travel is Travel Insurance. Do I buy or not? Does my credit card offer protection? What about my health insurance?
There was a time I never bothered purchasing travel insurance. Knowledge is power.
A family member (or ourselves) may fall seriously ill, a death in the family may occur, we may lose a job or our boss may revoke our previously approved vacation.
Our travel plans, often nonrefundable, may change instantly. The best way to protect your travel investment is to purchase travel insurance.
When you have travel insurance from one of my trusted providers, the frustration of unexpected illness, cancellation, or delays can often be minimized with insurance covering out of pocket expenses.
As a travel advisor, I have had clients cancel their plans just weeks before planned travel due to health concerns and a physician ‘grounding’ them. The cost of an insurance policy is minor in comparison to the expense of flights, hotels, tours, and other pre-paid expenses.
For maximum coverage (generally including pre-existing conditions), insurance should be purchased on the same day that you make your initial deposit, but many policies can be purchased up until just before departure to give you coverage while you travel.
Two reputable companies I work with often are TravelSafe and Allianz.
Allianz Global Assistance – this link will allow you to generate a quote for the mid-range Classic Plan. For international travel, it is recommended that you purchase a minimum of the Classic level plan. For a plan that offers a “Cancel Anytime” option, please email me for a quote.
TravelSafe – this link takes you directly to the site to generate multiple quotes for your travels. For international travel, it is recommend that you select the Classic or higher policy. TravelSafe is a privately owned travel insurance company designed for people who love to travel.
If you do plan to purchase insurance, if you would purchase from my dedicated links (above) so that I will have the opportunity to assist you with any claim needs.
*Both plans are intended for citizens of the United States only at this time. Canadian citizens may contact me for a quote.